Services
Everything you can do with JOYET.
Bills, transfers, a crypto wallet and chat, in one app. Here is every feature, with real screens.
Bills
Pay every bill from one balance.
Check the meter, phone, smartcard or account before you pay, see the fee up front, and keep a history for every service.
Electricity
Light, in a few taps.
Prepaid and postpaid for all 12 DisCos. Verify your meter, pick an amount, and your token shows on screen with a copy button.
- Ikeja, Eko, Abuja, Ibadan, Port Harcourt, Enugu, Kaduna, Kano, Jos, Benin, Aba and more.
- Recent meters saved for next time.
- From ₦1,000 to ₦500,000 per payment.
Airtime
Top up any number.
MTN, Airtel, Glo and 9mobile (T2). Pick a quick amount or type your own, for yourself or anyone else.
- No fee on airtime.
- From ₦50 to ₦50,000 per top-up.
- Recent numbers saved for next time.
Data
Data plans for every budget.
Daily, weekly and monthly bundles on every network. Filter by plan type and see the price before you buy.
- MTN, Airtel, Glo and 9mobile (T2).
- Out of balance? Tap Ask someone to pay.
Cable TV
Renew DStv, GOtv or StarTimes.
Enter your smartcard or IUC number and it is verified before you pay. Renew your current package or switch to a new one.
- Renew or change package.
- Pay for anyone's decoder, not just yours.
Education
WAEC and JAMB PINs.
Buy WAEC result checker or registration PINs, and JAMB e-PINs while registration is open. Your PINs are saved in the app so you can find them again.
- Buy more than one WAEC card at once.
- JAMB profile ID is checked before you pay.
Betting
Fund your betting wallet.
Top up SportyBet, Bet9ja, BetKing, 1xBet, Betway and 9 other sites. The account is checked first, so the money goes to the right wallet.
- From ₦100 to ₦500,000.
- 14 betting sites in one place.
Shop and travel
Gift cards and travel data.
Pay in naira for things that are usually priced in dollars.
Gift cards
Gift cards for every occasion.
Amazon, Apple, Steam, Google Play, Airbnb and many more, for different countries. Codes are delivered in the app under My cards.
- Search by brand or filter by category.
- Prices shown in the card's own currency.
Travel eSIM
Data in 190+ countries.
Buy an eSIM before you fly and connect the moment you land. Pay in naira, get an instant QR code to install it, and avoid roaming bills.
- Popular destinations like the UK, US, UAE and Ghana.
- Your eSIMs saved under My eSIMs.
Move money
Send, request and get paid.
Free between JOYET users, and to any Nigerian bank.
Send money
Free transfers by @username.
Send naira to any JOYET user with their @username or email. You see who you're paying before you confirm, and it arrives instantly. You can also send to any Nigerian bank account.
- Free and instant between JOYET users.
- Bank account name shown before you send.
- Add a note to every transfer.
Request money
"Abeg, help me pay this bill."
Request money from a friend, or ask them to pay your airtime, data, light or TV directly. They get a notification and can pay with one tap, or decline.
- Requests show in chat and notifications.
- See what you owe and what you're owed.
Chat
Money and messages, together.
Chat with friends inside JOYET: text, photos and voice notes, with verified badges so you know who you're talking to. Send or request money without leaving the conversation.
- Verified badges on real accounts.
- Lock your chats with your phone's unlock.
Crypto wallet
Hold crypto, or spend it.
Your choice, for every deposit.
Wallet
Keep your coins until you need them.
Turn auto-convert off and deposits stay as crypto. See every coin at live prices, and receive, buy, send or swap from one screen.
- Auto-convert to Naira on or off, any time.
- Bitcoin, Ethereum, Tether and USD Coin.
Swap
Swap between naira and crypto.
Turn naira into USDT, or crypto back into naira. You see the rate, the fee and exactly what you'll receive before you confirm with your PIN.
- Crypto → Naira and Naira → Crypto.
- Live rate shown up front.
Price alerts
Know when the rate moves.
Set an alert like "USDT rises to ₦1,350" and JOYET tells you when it happens, so you deposit or swap at the right time.
- Live prices, updated every few minutes.
- One-off or repeating alerts.
Stay on top
Never miss a bill.
Reminders, receipts and alerts, all in the app.
Payment reminders
Reminders for every bill.
Schedule reminders for your light, data or TV. JOYET reminds you when they're due, and nothing is charged automatically unless you say so.
- Pause or turn off any reminder.
- Saved billers and @users for quick payments.
Activity
Every naira, accounted for.
See money in and out for the month, search and filter every transaction, and download a statement. Each payment has a receipt you can share.
- Filter by deposits, transfers or services.
- Monthly statements in one tap.
Notifications
Know what happens, as it happens.
Money received, requests, price alerts and sign-in alerts, all in one place, sorted into Money, Messages and Security.
- Mark all as read in one tap.
- Tap any alert to jump straight to it.
JOYET on Telegram
Check your balance, buy airtime, data and electricity, and send money from a Telegram chat with /balance, /airtime, /data, /electricity and /send.
Invite friends
Share your invite code. You get a ₦500 bonus when your friend joins and starts using JOYET.
Promo codes
Redeem promo codes for wallet bonuses, and get cashback during promotions.
Your language
Use JOYET in English, Pidgin, Yorùbá, Hausa or Igbo. Translations are new and still improving.
Light or dark
Pick light, dark or auto to match your phone.
Help in the app
Chat with our support team from inside the app, and rate every conversation.
Ikeja Electric
Eko Electricity
Abuja Electricity
Ibadan Electricity
Port Harcourt Electricity
Enugu Electricity
Kaduna Electric
DStv
GOtv
StarTimes
SportyBet
Bet9ja
BetKing
1xBet
Betway
WAEC
JAMB
LiveScore Bet
NairaBet
Start spending your crypto like money.
JOYET is launching on Android and iPhone. Join early access and we'll send you the download link first.